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Healthcore is an initiative of Healthy NY, a program of the New York State Insurance Department. The Healthy NY Program provides more affordable health insurance coverage to working individuals, sole proprietors, and small businesses throughout New York State.

Healthcore will help New Yorkers reduce the risk associated with the consequences of not having adequate health care coverage by providing:

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Working Individual
Sole Proprietor
Small Business
Student
  • Access to affordable benefit packages and care.
  • Easy plan enrollment.
  • The education and information to make informed decisions about your health and future.
  • The tools and resources to help you effectively navigate the health care system

United Healthcare is the insurance carrier for the Healthcore products. United Healthcare’s website provides Healthcore members with a valuable set of online tools and resources to help you manage your plan benefits and get more out of your health care program. Click on this link to go to my myuhc.com where you will find:

  • A confidential Health Risk Assessment – Take a confidential online health assessment and see how you’re doing health-wise. Receive an additional 5% for taking this assessment within 30 days of your enrollment in Healthcore!
  • Participating provider information - When you participate in the Healthcore program, you gain access to United Healthcare’s network providers. United Healthcare’s network of healthcare providers has a national scope and a local presence, and is focused on both quality and cost-efficiency.
  • Prescription drug information – Tools to guide your prescriptions decisions and help you save money
  • Care 24 Services – Find help with health concerns, personal or family issues, or work-related challenges.
  • UnitedHealth Allies Discount Program – A health discount program that helps you and your family save 10%-50% on health and wellness purchases not included in your health plan.

Healthcore is offered on a limited basis to those who meet the eligibility requirements, in Cayuga, Cortland, Herkimer, Jefferson, Lewis, Madison, Oneida, Onondaga, and Oswego counties.

Working Individual

Working Individual
What are the plans?
Am I Eligible?

Taking control of your health may help you prevent or delay the onset of a serious health care condition. Protect yourself by obtaining health care including preventive and wellness services throughout your life, not just when a crisis develops. You may be jeopardizing your health and other important personal assets by not having consistent access to care.

Healthcore is offered on a limited basis in Cayuga, Cortland, Herkimer, Jefferson, Lewis, Madison, Oneida, Onondaga, and Oswego counties.

Sole Proprietor

Sole Proprietor
What are the plans?
Am I Eligible?

Taking control of your health may help you prevent or delay the onset of a serious health care condition. Protect yourself by obtaining comprehensive care including preventive and wellness benefits throughout your life, not just when a health care crisis develops. You may be jeopardizing your health and other important personal assets by not having consistent access to care.

Healthcore is offered on a limited basis, to those who meet the eligibility requirements, in Cayuga, Cortland, Herkimer, Jefferson, Lewis, Madison, Oneida, Onondaga, and Oswego counties.

Small Business

Small Business
What are the plans?
Am I Eligible?

We understand that employers are concerned about protecting the health and well-being of their employees. After all, a healthy employee is a more productive one. Unfortunately, the rising cost of health insurance has prohibited many New York State employers from offering health care benefits. Healthcore is a solution that will allow you to provide more affordable comprehensive health insurance to your employees.

Healthcore is offered on a limited basis, to those who meet the eligibility requirements, in Cayuga, Cortland, Herkimer, Jefferson, Lewis, Madison, Oneida, Onondaga, and Oswego counties.

Students

Student
What are the plans?
Am I Eligible?

If your coverage is through a parent’s health insurance policy, it may end when you graduate from highschool or college. You may be thinking, “I’m healthy, why do I need insurance?” When getting out of school, it can be hard to plan your financial future and budget for the unexpected—especially with student loans, rent and bills. Insurance can help you with unforeseen accidents and illnesses that could otherwise hurt your body and your wallet. It also allows you to get care when you need it, not when you can afford it. Plus, Healthcore includes preventive care even the healthiest people need.

Healthcore is offered on a limited basis, to those who meet the eligibility requirements, in Cayuga, Cortland, Herkimer, Jefferson, Lewis, Madison, Oneida, Onondaga, and Oswego counties.

NY Bridge Plan

If you have a pre-existing condition, are uninsured, and you are having difficulty finding coverage, the NY Bridge Plan may be a good fit for you. The NY Bridge Plan is New York State's Pre-Existing Condition Insurance Plan administered by GHI, an Emblem Health company. Benefit Specialists of NY can provide you with information about the NY Bridge Plan including pricing, benefits, and assistance with applications by contacting us at (315) 470-1930 or toll free at 1-800-427-1551.