What are the rates?
Healthcore Access and Advantage
These plans provide a great starting point for people looking to reduce the risk of not having health insurance coverage. These plans are high-deductible health plans that provide comprehensive benefits, including covered-in-full well-child care and routine adult physicals for small co-payment. After you meet the deductible, you share the cost of all covered services until you reach an out of pocket maximum. If your out-of-pocket cost for covered services reaches the out-of-pocket maximum, all care is covered at 100% for the rest of the year.
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Healthcore Essential, Enhanced and Encompass
These plans are co-payment plans that provide comprehensive coverage, including covered-in-full well-child care, with an affordable monthly premium. The Essential, Enhanced and Encompass plans have first-dollar coverage, meaning there is no deductible that must be met before coverage begins. The plans have co-payments based on the type of service you receive and where you receive it. Coverage includes office visits, hospital and prescription drugs*. These plans make it easy to budget for planned services since you know how much your co-payment will be. There are three plans to choose, to match you and/or your family’s health care and financial needs.
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*Prescription drug coverage
is optional. All plans can be purchased without prescription drug coverage.
**$3, (000 annual prescription drug coverage maximum
Healthcore Access
| Rates including 15% subsidy | ||
| Prescription Drug coverage | With Rx | Without Rx |
|---|---|---|
| Single | $161.61 | $142.22 |
| 2 Person | $365.25 | $321.42 |
| Adult + Child | $245.65 | $216.17 |
| Family | $433.13 | $381.15 |
Please note changes in rates and benefits for contracts effective 2/1/10. Please call 1-800-427-1551 for current rates.
Healthcore Advantage - after 15% subsidy
| Rates including 15% subsidy | ||
| Prescription Drug coverage | With Rx | Without Rx |
|---|---|---|
| Single | $185.35 | $163.12 |
| 2 Person | $418.91 | $368.64 |
| Adult + Child | $281.73 | $247.93 |
| Family | $496.75 | $437.14 |
Please note changes in rates and benefits for contracts effective 2/1/10. Please call 1-800-427-1551 for current rates.
Healthcore Essential - you pay after 15% subsidy
| Rates including 15% subsidy | ||
| Prescription Drug coverage | With Rx | Without Rx |
|---|---|---|
| Single | $235.72 | $207.43 |
| 2 Person | $532.74 | $468.81 |
| Adult + Child | $358.29 | $315.30 |
| Family | $631.74 | $555.93 |
Please note changes in rates and benefits for contracts effective 2/1/10. Please call 1-800-427-1551 for current rates.
Healthcore Enhanced - you pay after 15% subsidy
| Rates including 15% subsidy | ||
| Prescription Drug coverage | With Rx | Without Rx |
|---|---|---|
| Single | $256.66 | $225.86 |
| 2 Person | $580.05 | $510.44 |
| Adult + Child | $390.12 | $343.31 |
| Family | $687.85 | $605.30 |
Please note changes in rates and benefits for contracts effective 2/1/10. Please call 1-800-427-1551 for current rates.
Healthcore Encompass
| Rates including 15% subsidy | ||
| Prescription Drug coverage | With Rx | Without Rx |
|---|---|---|
| Single | $272.15 | $239.50 |
| 2 Person | $615.07 | $541.26 |
| Adult + Child | $413.67 | $364.03 |
| Family | $729.37 | $641.84 |
Please note changes in rates and benefits for contracts effective 2/1/10. Please call 1-800-427-1551 for current rates.