What are the rates?
Healthcore Access and Advantage
These plans provide a great starting point for people looking to reduce the risk of not having health insurance coverage. These plans are high-deductible health plans that provide comprehensive benefits, including covered-in-full well-child care and routine adult physicals for small co-payment. After you meet the deductible, you share the cost of all covered services until you reach an out of pocket maximum. If your out-of-pocket cost for covered services reaches the out-of-pocket maximum, all care is covered at 100% for the rest of the year.
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Healthcore Essential, Enhanced and Encompass
These plans are co-payment plans that provide comprehensive coverage, including covered-in-full well-child care, with an affordable monthly premium. The Essential, Enhanced and Encompass plans have first-dollar coverage, meaning there is no deductible that must be met before coverage begins. The plans have co-payments based on the type of service you receive and where you receive it. Coverage includes office visits, hospital and prescription drugs*. These plans make it easy to budget for planned services since you know how much your co-payment will be. There are three plans to choose, to match you and/or your family’s health care and financial needs.
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*Prescription drug coverage is optional. All plans can be purchased without prescription drug coverage.
Healthcore Access
| Rates including 15% subsidy | ||
| Prescription Drug coverage | With Rx | Without Rx |
|---|---|---|
| Single | $224.03 | $188.06 |
| Adult + Child | $351.73 | $295.26 |
| 2 Person | $506.32 | $425.03 |
| Family | $616.10 | $517.17 |
Please note changes in rates and benefits for contracts effective 1/1/12. Please call 1-800-427-1551 for current rates.
Healthcore Advantage - after 15% subsidy
| Rates including 15% subsidy | ||
| Prescription Drug coverage | With Rx | Without Rx |
|---|---|---|
| Single | $256.94 | $215.70 |
| Adult + Child | $403.39 | $338.66 |
| 2 Person | $580.68 | $487.49 |
| Family | $706.58 | $593.19 |
Please note changes in rates and benefits for contracts effective 1/1/12. Please call 1-800-427-1551 for current rates.
Healthcore Essential - you pay after 15% subsidy
| Rates including 15% subsidy | ||
| Prescription Drug coverage | With Rx | Without Rx |
|---|---|---|
| Single | $327.85 | $274.31 |
| Adult + Child | $514.72 | $430.67 |
| 2 Person | $740.93 | $619.95 |
| Family | $901.58 | $754.36 |
Please note changes in rates and benefits for contracts effective 1/1/12. Please call 1-800-427-1551 for current rates.
Healthcore Enhanced - you pay after 15% subsidy
| Rates including 15% subsidy | ||
| Prescription Drug coverage | With Rx | Without Rx |
|---|---|---|
| Single | $356.97 | $298.67 |
| Adult + Child | $560.45 | $468.92 |
| 2 Person | $806.76 | $675.00 |
| Family | $981.68 | $821.36 |
Please note changes in rates and benefits for contracts effective 1/1/12. Please call 1-800-427-1551 for current rates.
Healthcore Encompass
| Rates including 15% subsidy | ||
| Prescription Drug coverage | With Rx | Without Rx |
|---|---|---|
| Single | $378.53 | $316.70 |
| Adult + Child | $594.29 | $497.22 |
| 2 Person | $855.48 | $715.74 |
| Family | $1,040.96 | $870.93 |
Please note changes in rates and benefits for contracts effective 1/1/12. Please call 1-800-427-1551 for current rates.